Terms of Service

Last updated: April 28, 2026. By using this site (BillCheck), you agree to the following terms.

What this site is

This site is informational. We help you think about dental and vision coverage gaps and direct you to Ameritas plans you can review and apply for on the Ameritas site. We are an independent affiliate; we are not Ameritas, and we do not sell, underwrite, or administer insurance plans.

What this site is not

The Reality Check tool on this page produces an illustrative cost estimate based on national-average procedure prices. It is not a quote, not a guarantee of out-of-pocket costs, and not a recommendation that you need any specific procedure. Your actual costs will depend on your dentist, your location, and any plan you enroll in.

No professional advice

Nothing on this site is medical, dental, legal, financial, or insurance advice. For decisions about your health or your insurance coverage, consult a qualified professional.

Affiliate compensation

We may earn a commission if you enroll in an Ameritas plan after visiting this site. This compensation does not change the price you pay for any plan. We disclose this relationship here and in the site footer.

Limitation of liability

We provide this site “as is.” We are not responsible for any decisions you make based on information from this site, including decisions about whether to enroll in any insurance plan.

Governing law

These terms are governed by the laws of the United States and the state in which the site operator is located.

Changes

We may update these terms. The “Last updated” date at the top reflects the most recent change.